Lu Minfeng, postdoctoral fellow, School of economics, Nanjing University, visiting scholar, School of economics, Peking University, director, professor and doctoral supervisor of Internet finance innovation and Development Research Center, Nanjing University of technology, director of the office of Urban Commercial Banking Committee of China Banking Association, model worker of Jiangsu Province, member of the 9th and 10th CPPCC National Committee of Jiangsu Province, "The most influential professional CEO of Chinese enterprises". He has published more than 1200 papers and 23 monographs. According to the statistics of China citation data inventory, it ranks ninth in the ranking of high-yield authors of "economics and management" in China in recent five years. With 33 years of financial experience, he has successively served as senior executives at all levels of commercial banks, and has rich practical experience and solid theoretical foundation.